Manulife Philippines

Manulife Philippines opened its doors for business in the Philippines in 1907. Since then, Manulife Philippine has grown to become one of the leading life insurance companies in the country. Manulife Philippines is a wholly-owned domestic subsidiary of Manulife Financial Corporation, among the world’s largest life insurance companies by market capitalization.
Manulife is a leading Canada-based financial services group with principal operations in Asia, Canada and the United States. We operate as John Hancock in the U.S. and as Manulife in other parts of the world. We provide strong, reliable, trustworthy and forward-thinking solutions for our customers’ significant financial decisions. Our international network of employees, agents and distribution partners offers financial protection and wealth management products and services to millions of clients. We also provide asset management services to institutional customers. Assets under management by Manulife and its subsidiaries were approximately C$821 billion (US$648 billion) as at March 31, 2015.
Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘945’ on the SEHK. Manulife can be found on the Internet at manulife.com
TERMS OF USE
General. This (“Site”) is operated by The Manufacturers Life Insurance Company, for itself and its subsidiaries and affiliates (“Manulife”). While Manulife operates this Site, it has no control over the privacy, security and information sharing policies and practices of Facebook or other third parties. You are responsible for understanding such policies and practices and their effect on your use of and any information you provide through this Site.
Please carefully read this notice before you use this Site. If you do not agree with the following terms and conditions (“Terms”), please exit the Site. All Terms will apply irrespective of the specific use made by you of this Site. Manulife reserves the right, in our sole discretion, to change, modify, add or remove portions of these Terms at any time without notice to you. You must check these Terms periodically for changes. Any changes, modifications, or additions to, or deletions from these Terms shall be effective upon posting on this Site. By accessing this Site after modifications to the Terms, you further acknowledge the Terms as modified and agree to be bound by them. By using this Site, you agree to the following:
Site Content. Manulife owns all applicable copyright, trademark and other intellectual property rights in the content and trademarks displayed on the site (“Site Content”) unless otherwise indicated. Unless permitted by applicable law, reproduction or republication of the Site Content, in whole or in part, with or without manipulation thereof, in any manner through any method without the prior written permission of Manulife is strictly prohibited.
The information contained on the pages of this Site is subject to modification and update from time to time without notice. Reasonable efforts have been made to ensure that the information in this Site is complete, accurate and up-to-date. However, Manulife cannot guarantee the accuracy, timeliness, completeness or authenticity of any Site content, functionality, or the transmission of any Site content from the Site to you. Manulife reserves the right to terminate or restrict access to all or any portion of the Site without notice to you.
Certain aspects of the Site have been prepared outside of Manulife. Other internet sites for which connections may be provided, or which provide connections to this Site, are completely independent of this Site. Manulife does not endorse the sites to which we refer by hypertext links. Similarly, we do not endorse sites which refer to our Site. In addition, the inclusion of site acknowledgments and the identification of persons and entities shall not, in any manner, be construed as an endorsement for the product, person or entity by Manulife. Notwithstanding the foregoing, Manulife does provide you with limited permission to copy Site Content for your personal use only provided you acknowledge the source of the Site Content whenever and wherever copied, adhere to these Terms and all other legal rights in the Site Content. Failure to abide by these conditions will immediately revoke this limited permission for such personal use of Site Content.
Site Content is not intended to be: (a) a comprehensive or detailed statement concerning the matters addressed; (b) investment, tax, financial products or services, accounting, legal, or other professional or expert advice; or (c) an offer to sell or buy or a recommendation to buy or sell any security, insurance/banking/investment product or service, bond or other financial instrument and every user of this site is advised to seek professional advice before acting or omitting to act on any part of the site. Information in this site regarding products and services is applicable only in jurisdictions where such products and services may lawfully be offered for sale and is void where prohibited by law. You are responsible for ensuring your use of the Site complies with all applicable local, national and international laws. Any infringement of Manulife’s rights hereunder may result in appropriate legal action being taken against you. User Generated Content. Manulife makes no warranty and accepts no responsibility with respect to the legality, accuracy, currency, non-infringing nature or appropriateness of any content provided by users of the site. Every user of this Site is advised to seek professional advice before acting or omitting to act on any part of the site including any user generated content. You represent and warrant that any content you post, upload, submit or otherwise provide to Manulife shall not infringe any patent, trademark, trade secret, copyright or other applicable intellectual property rights. By posting, uploading, submitting or otherwise providing your content to Manulife,either directly or through the Site, you hereby immediately grant (or warrant that the owner of such content expressly grants) Manulife a world-wide, perpetual, royalty-free, irrevocable and non-exclusive right and license to use, copy, adapt, transmit, communicate, publicly display and perform, distribute and create compilations and derivative works from such submitted content, for the limited purposes of publishing and promoting such materials in connection with the service through which the materials were submitted or generated, and for all promotions thereof. Such license will apply with respect to any form, media, or technology now known or later developed. In addition, you hereby waive (or warrant that the owner of such content has expressly waived) all moral rights, as applicable, in such content. Unless otherwise restricted by applicable law, such content will be used by Manulife without any obligation of confidentiality to you or the owner of such content as the case may be. Manulife may remove, in its sole discretion, any infringing content from the site at any time. Manulife may refuse, in its sole discretion, access to this site by users posting, uploading or otherwise providing to Manulife infringing content. Inappropriate Content. Manulife moderates this Site and will remove content that it determines, in its sole discretion, is: Offensive, discriminatory, hateful, pornographic, derogatory, vulgar, illegal, violent, inaccurate, inappropriateor harmful/potentially harmful to minors; An ad hominem or personal attack against Manulife, its representatives or other users; Appropriately addressed by Manulife’s customer care, investor relations, employee relations or distribution service areas; Confidential, sensitive, a violation of privacy rights or otherwise posted in breach of any applicable laws; Related to matters in litigation or regulatory/administrative/internal review;
An unauthorized solicitation or attempted solicitation of user Credentials or personally-identifying information for any purpose from other users; An infringement of any patent, trademark, trade secret, copyright or other proprietary right(s) of any party; Instructional information in respect of illegal activities;
An unsolicited advertisement or unauthorized offer of commercial or professional products or services; Use of this site. This Site is made available to you for your personal use only. You represent and warrant that you are legally permitted to use the Site in your jurisdiction of residence. You also represent and warrant that any identification, contact or other information that may be requested from you as part of the registration process and/or continued use of this Site and its forums is accurate, current and complete and you will promptly update such information as necessary to ensure that it is kept accurate, current and complete. You are responsible for maintaining the confidentiality of your applicable username(s) and password(s) (“Credentials”) and are responsible for all activities that occur there under including any and all activities of any individual including a minor you have authorized to use this Site under your Credentials. Some Site Content may not be suitable for minors. You acknowledge and agree that Manulife has no obligation to monitor the content accessible through this Site. You acknowledge and agree that Manulife may use "cookie" or related technology in order to track usage of the Site and improve our service to you. You acknowledge and agree that Manulife may use "cookie" or related technology in order to track usage of the Site and improve our service to you. Manulife may refuse, in its sole discretion, access to this Site to anyone at any time without notice for any reason. Site Functionality and Availability.
This Site and its functions are provided on an as-is basis. Users use the Site at their own risk.